:root{--navy:#0F2A47;--navy2:#163a5f;--navy-dark:#0A1F36;--gold:#C49A45;--gold-light:#D8B468;--white:#fff;--off:#F7F9FB;--light:#EEF3F7;--text:#1A2A38;--text-light:#5E6E7C;--border:#DCE5EC;--shadow:0 4px 28px rgba(15,42,71,.10);--radius:8px;--transition:.3s ease}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:'Inter',sans-serif;color:var(--text);background:var(--white);line-height:1.7}img{max-width:100%;display:block;border-radius:var(--radius)}a{text-decoration:none;color:inherit}ul{list-style:none}.container{max-width:1180px;margin:0 auto;padding:0 24px}.section{padding:92px 0}.bg-light{background:var(--light)}.bg-navy{background:var(--navy-dark)}.reveal{opacity:0;transform:translateY(32px);transition:opacity .65s ease,transform .65s ease}.reveal.visible{opacity:1;transform:none}

.top-bar{background:var(--navy);color:rgba(255,255,255,.78);font-size:.8rem;padding:8px 24px;display:flex;justify-content:center;gap:28px;flex-wrap:wrap}.top-bar i{margin-right:6px;color:var(--gold)}

.navbar{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.98);border-bottom:1px solid var(--border);transition:box-shadow var(--transition)}.navbar.scrolled{box-shadow:0 4px 20px rgba(15,42,71,.1)}.nav-inner{display:flex;align-items:center;justify-content:space-between;padding:16px 24px;gap:20px}.brand{font-family:'Lora',serif;font-size:1.35rem;font-weight:700;color:var(--navy);display:flex;align-items:center;gap:8px}.brand i{color:var(--gold)}.brand span{color:var(--gold)}.nav-menu{display:flex;align-items:center;gap:4px;flex-wrap:wrap}.nav-link{font-size:.88rem;font-weight:500;color:var(--text-light);padding:7px 12px;border-radius:6px;transition:color var(--transition)}.nav-link:hover,.nav-link.active{color:var(--navy)}.nav-cta{background:var(--navy);color:#fff;font-size:.85rem;font-weight:600;padding:10px 20px;border-radius:6px;transition:background var(--transition)}.nav-cta:hover{background:var(--navy2)}.hamburger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:4px}.hamburger span{display:block;width:24px;height:2px;background:var(--navy);border-radius:2px;transition:var(--transition)}.hamburger.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}.hamburger.open span:nth-child(2){opacity:0}.hamburger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

.hero{position:relative;min-height:100vh;display:flex;align-items:center;background:url('https://picsum.photos/seed/finance-hero/1600/900') center/cover no-repeat}.hero-overlay{position:absolute;inset:0;background:linear-gradient(135deg,rgba(10,31,54,.93) 0%,rgba(15,42,71,.72) 100%)}.hero-content{position:relative;z-index:1;padding:120px 24px 80px}.hero-eyebrow{font-size:.8rem;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:16px}.hero-content h1{font-family:'Lora',serif;font-size:clamp(2.6rem,5.5vw,4.6rem);font-weight:700;color:#fff;line-height:1.1;margin-bottom:20px}.hero-sub{font-size:1.05rem;color:rgba(255,255,255,.82);max-width:600px;margin-bottom:36px}.hero-btns{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:56px}.btn-primary{display:inline-block;background:var(--gold);color:var(--navy-dark);font-weight:600;padding:14px 32px;border-radius:6px;transition:background var(--transition)}.btn-primary:hover{background:var(--gold-light)}.btn-outline{display:inline-block;border:1px solid rgba(255,255,255,.6);color:#fff;font-weight:600;padding:13px 32px;border-radius:6px;transition:all var(--transition)}.btn-outline:hover{background:rgba(255,255,255,.1);border-color:#fff}.stats-strip{display:flex;gap:48px;flex-wrap:wrap;padding-top:38px;border-top:1px solid rgba(255,255,255,.18)}.stat span{display:block;font-family:'Lora',serif;font-size:2.2rem;font-weight:700;color:var(--gold)}.stat label{font-size:.76rem;color:rgba(255,255,255,.65);text-transform:uppercase;letter-spacing:1.5px}

.trust-bar{background:var(--navy);padding:18px 0}.trust-inner{display:flex;justify-content:center;gap:34px;flex-wrap:wrap}.trust-item{display:flex;align-items:center;gap:8px;font-size:.82rem;font-weight:500;color:rgba(255,255,255,.85)}.trust-item i{color:var(--gold)}

.section-header{text-align:center;margin-bottom:60px}.section-header p{max-width:560px;margin:12px auto 0;color:var(--text-light)}.section-tag{display:block;font-size:.78rem;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:var(--gold);margin-bottom:8px}.section-tag.light{color:var(--gold-light)}h2{font-family:'Lora',serif;font-size:clamp(1.8rem,3vw,2.6rem);font-weight:700;color:var(--navy);line-height:1.2}.light-h{color:#fff}

.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.about-img{position:relative}.about-img img{width:100%;box-shadow:var(--shadow)}.about-badge{position:absolute;bottom:-20px;right:-20px;background:var(--navy);color:#fff;padding:20px 26px;border-radius:var(--radius);text-align:center;border:3px solid var(--gold)}.about-badge strong{display:block;font-size:.85rem;font-weight:600;letter-spacing:1px;text-transform:uppercase;color:var(--gold)}.about-badge span{display:block;font-family:'Lora',serif;font-size:1.8rem;font-weight:700}.about-text .section-tag{display:block}.about-text h2{margin-bottom:16px}.about-text>p{color:var(--text-light);margin-bottom:14px}.about-list{margin:24px 0 32px;display:flex;flex-direction:column;gap:12px}.about-list li{display:flex;align-items:center;gap:10px;font-size:.92rem;font-weight:500}.about-list i{color:var(--gold)}

.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.service-card{background:#fff;border-radius:var(--radius);padding:34px 28px;box-shadow:var(--shadow);border-bottom:3px solid transparent;transition:border-color var(--transition),transform var(--transition)}.service-card:hover{border-color:var(--gold);transform:translateY(-4px)}.svc-icon{width:58px;height:58px;background:var(--navy);border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:18px}.svc-icon i{font-size:1.35rem;color:var(--gold)}.service-card h3{font-family:'Lora',serif;font-size:1.15rem;font-weight:600;color:var(--navy);margin-bottom:10px}.service-card p{font-size:.89rem;color:var(--text-light)}

.pricing-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;align-items:start}.price-card{background:#fff;border-radius:var(--radius);padding:40px 32px;box-shadow:var(--shadow);border:2px solid var(--border);position:relative;text-align:center;transition:transform var(--transition)}.price-card:hover{transform:translateY(-4px)}.price-card.featured{background:var(--navy);border-color:var(--gold)}.price-badge{position:absolute;top:-14px;left:50%;transform:translateX(-50%);background:var(--gold);color:var(--navy-dark);font-size:.72rem;font-weight:700;padding:5px 16px;border-radius:20px;letter-spacing:1px;text-transform:uppercase}.price-tier{font-family:'Lora',serif;font-size:1.05rem;font-weight:600;color:var(--navy);margin-bottom:10px}.price-card.featured .price-tier{color:#fff}.price-amt{font-family:'Lora',serif;font-size:2.6rem;font-weight:700;color:var(--gold);line-height:1;margin-bottom:10px}.price-amt span{font-family:'Inter',sans-serif;font-size:.85rem;color:var(--text-light);font-weight:400}.price-card.featured .price-amt span{color:rgba(255,255,255,.6)}.price-desc{font-size:.86rem;color:var(--text-light);margin-bottom:24px}.price-card.featured .price-desc{color:rgba(255,255,255,.7)}.price-features{text-align:left;margin-bottom:32px;display:flex;flex-direction:column;gap:12px}.price-features li{display:flex;align-items:center;gap:10px;font-size:.87rem;color:var(--text)}.price-card.featured .price-features li{color:rgba(255,255,255,.85)}.price-features i{color:var(--gold)}.btn-price{display:block;padding:13px;border-radius:6px;font-weight:600;background:var(--navy);color:#fff;transition:background var(--transition)}.btn-price:hover{background:var(--navy2)}.price-card.featured .btn-price{background:var(--gold);color:var(--navy-dark)}.price-card.featured .btn-price:hover{background:var(--gold-light)}

.testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.testi-card{background:rgba(255,255,255,.05);border:1px solid rgba(196,154,69,.25);border-radius:var(--radius);padding:32px}.testi-stars{color:var(--gold);font-size:.85rem;display:flex;gap:4px;margin-bottom:16px}.testi-card p{color:rgba(255,255,255,.8);font-style:italic;margin-bottom:24px;line-height:1.8;font-size:.9rem}.testi-author{display:flex;align-items:center;gap:14px}.testi-author img{width:50px;height:50px;border-radius:50%;object-fit:cover;border:2px solid var(--gold)}.testi-author strong{display:block;color:#fff;font-size:.9rem}.testi-author span{font-size:.78rem;color:var(--gold)}

.faq-wrap{max-width:760px;margin:0 auto}.faq-list{display:flex;flex-direction:column;gap:12px}.faq-item{border:1.5px solid var(--border);border-radius:var(--radius);overflow:hidden}.faq-q{width:100%;background:none;border:none;padding:20px 24px;display:flex;justify-content:space-between;align-items:center;gap:16px;font-family:'Inter',sans-serif;font-size:.95rem;font-weight:600;color:var(--navy);cursor:pointer;text-align:left;transition:background var(--transition)}.faq-q:hover{background:var(--light)}.faq-q i{flex-shrink:0;color:var(--gold);transition:transform var(--transition)}.faq-item.open .faq-q i{transform:rotate(180deg)}.faq-a{max-height:0;overflow:hidden;transition:max-height .4s ease}.faq-item.open .faq-a{max-height:260px}.faq-a p{padding:0 24px 20px;color:var(--text-light)}

.contact-grid{display:grid;grid-template-columns:1fr 1.4fr;gap:70px;align-items:start}.bg-light .section-tag{color:var(--gold)}.contact-info h2{margin-bottom:16px}.contact-info>p{color:var(--text-light);margin-bottom:28px;font-size:.92rem}.contact-details{display:flex;flex-direction:column;gap:16px;margin-bottom:28px}.contact-details li{display:flex;align-items:flex-start;gap:14px;font-size:.9rem;color:var(--text-light)}.contact-details i{color:var(--gold);font-size:1rem;margin-top:3px;flex-shrink:0}.social-links{display:flex;gap:12px}.social-links a{width:40px;height:40px;border-radius:8px;border:1px solid var(--border);display:flex;align-items:center;justify-content:center;color:var(--text-light);font-size:.9rem;transition:all var(--transition)}.social-links a:hover{background:var(--navy);border-color:var(--navy);color:#fff}.contact-form{display:flex;flex-direction:column;gap:16px;background:#fff;padding:40px;border-radius:var(--radius);box-shadow:var(--shadow)}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}.contact-form input,.contact-form select,.contact-form textarea{width:100%;padding:13px 16px;border:1.5px solid var(--border);border-radius:6px;font-family:'Inter',sans-serif;font-size:.9rem;color:var(--text);outline:none;transition:border-color var(--transition)}.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus{border-color:var(--navy)}.contact-form textarea{resize:vertical}.form-submit{background:var(--navy);color:#fff;border:none;padding:14px;border-radius:6px;font-family:'Inter',sans-serif;font-size:1rem;font-weight:600;cursor:pointer;transition:background var(--transition)}.form-submit:hover{background:var(--gold);color:var(--navy-dark)}

.footer{background:var(--navy-dark);color:rgba(255,255,255,.6);padding:70px 0 0}.footer-grid{display:grid;grid-template-columns:1.8fr 1fr 1fr 1fr;gap:40px;margin-bottom:50px}.footer-brand .brand{display:flex;color:#fff;margin-bottom:16px;font-size:1.3rem}.footer-brand .brand span{color:var(--gold)}.footer-brand p{font-size:.86rem;line-height:1.8}.footer-brand .social-links{margin-top:20px}.footer-brand .social-links a{border-color:rgba(255,255,255,.15);color:rgba(255,255,255,.6)}.footer-brand .social-links a:hover{background:var(--gold);border-color:var(--gold);color:var(--navy-dark)}.footer-col h4{font-family:'Lora',serif;font-size:1rem;font-weight:600;color:#fff;margin-bottom:18px}.footer-col ul{display:flex;flex-direction:column;gap:10px}.footer-col a{font-size:.86rem;transition:color var(--transition)}.footer-col a:hover{color:var(--gold)}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:20px 24px;text-align:center;font-size:.78rem;color:rgba(255,255,255,.4)}.footer-bottom a{color:var(--gold)}.footer-bottom a:hover{text-decoration:underline}

#backToTop{position:fixed;bottom:28px;right:28px;width:46px;height:46px;background:var(--gold);color:var(--navy-dark);border:none;border-radius:8px;font-size:1rem;cursor:pointer;opacity:0;transform:translateY(16px);transition:opacity var(--transition),transform var(--transition);box-shadow:0 4px 16px rgba(196,154,69,.4);z-index:999}#backToTop.visible{opacity:1;transform:translateY(0)}#backToTop:hover{background:var(--gold-light)}

@media(max-width:1024px){.about-grid,.contact-grid{grid-template-columns:1fr;gap:40px}.about-badge{right:12px;bottom:12px}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:768px){.section{padding:64px 0}.hamburger{display:flex}.nav-menu{display:none;flex-direction:column;align-items:flex-start;gap:0;position:absolute;top:100%;left:0;right:0;background:#fff;border-top:1px solid var(--border);padding:16px 24px;box-shadow:0 8px 24px rgba(0,0,0,.1)}.nav-menu.open{display:flex}.nav-link{padding:12px 0;width:100%;border-bottom:1px solid var(--light)}.nav-cta{margin-top:10px;width:100%;text-align:center}.navbar{position:relative}.services-grid{grid-template-columns:1fr 1fr}.pricing-grid{grid-template-columns:1fr;max-width:420px;margin:0 auto}.testi-grid{grid-template-columns:1fr}.stats-strip{gap:24px}.trust-inner{gap:16px}.footer-grid{grid-template-columns:1fr}.form-row{grid-template-columns:1fr}}
@media(max-width:480px){.services-grid{grid-template-columns:1fr}.hero-content h1{font-size:2.4rem}}